How can I build better credit?

It comes down to having a history of good money management. Here's a few things you can do to boost your credit score: 

1. Register to vote at your current address 

2. Use a credit card but stay within the credit limit (and at the same time earn airmiles or cashback, bonus!) 

3. Pay-off your credit card every month 

4. Set-up Direct Debits to pay bills. Think: Mobile, Credit Card, Broadband, ...