A fixed-term account means locking your cash away to receive a fixed rate of interest. The longer you’re prepared to leave it, the higher the rate you’ll get. Here are the best paying regular saving accounts and Cash ISAs. If you need to keep your cash 'liquid' - aka 'available' - check out these best paying current accounts

In this guide:

Saving Accounts:
Cash ISAs:

 

Saving Accounts

1 Year Fixed Rate

 Interest RatePayment FrequencyDeposit Limits 
1.86%Yearly or monthly£1,000 to £100,000APPLY NOW 
1.80%Yearly£50 MinimumAPPLY NOW 
1.60%Yearly£1,000 to £250,000APPLY NOW 

2 Years Fixed Rate

 Interest RatePayment FrequencyDeposit Limits 
2.00%Yearly£50 MinimumAPPLY NOW 
2.11%Yearly or monthly£1,000 to £100,000APPLY NOW 
2.11%Yearly£1,000 to £250,000APPLY NOW 
 

3 Years Fixed Rate

 Interest RatePayment FrequencyDeposit Limits 
1.90%Yearly£100 to £3,000APPLY NOW 
2.15%Yearly or monthly£1,000 to £100,000APPLY NOW 
2.15%Yearly£50 MinimumAPPLY NOW 
 

Cash ISAs

We only select accounts that offer online access and allow you to transfer from an existing ISA. 

1 Year Fixed Rate

 Interest Rate Minimum Deposit 
1.30% £1APPLY NOW
1.38% £1,000APPLY NOW 
1.25% £1APPLY NOW 

2 Years Fixed Rate

 Interest Rate Minimum Deposit 
1.61% £1,000APPLY NOW 
1.65% £500APPLY NOW 
1.56% £500APPLY NOW 
 

3 Years Fixed Rate

 Interest Rate Minimum Deposit 
1.71% £500APPLY NOW 
1.77%

 

£500APPLY NOW 
 

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We only select banks who are enrolled in the FSCS, a Compensation Scheme protecting your deposit up to £85,000 per bank. 

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