Final Salary Pension

An employee benefit scheme where your pension, when you retire, is a percentage of your yearly salary (aka Defined Benefit Pension). A great perk but you usually have to wait ‘till 65 to claim it. An added bonus? The longer you work at the company the higher the percentage you’ll get.

Financial Advisor

A person whose job is to provide professional financial advice to individuals to help them on money issues such as pension planning, mortgages, taxes and investments. Financial Advisor's in the UK are regulated by the Financial Conduct Authority (FCA) and must meet strict qualifications.

Financial Reporting

The process of producing reports that disclose a company's financial status which is useful for management, investors, employees and the government.

Financial Services Compensation Scheme (FSCS)

A compensation scheme for customers using UK authorised financial services such as UK bank accounts. It protects deposits up to £85,000 per person per firm or bank if the firm or bank become bankrupt (from 30th January 2017).

Fixed Income


A type of investment which pays you a fixed amount of income (such as interest) for a certain period of time.


The person or people who set-up the company and are involved from the beginning aka the 'original' shareholders 


A term used for a person who is self-employed and is not necessarily committed to a particular employer long-term.


A pool of money from hundreds or thousands of people that’s added together and used to invest in many different things

Fund Factsheet

A document giving an overview of the fund helping you to decide if it is a suitable investment for your money 

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